How much does payroll cost for 20 employees?

Payroll for 20 employees costs between $139 and $200 per month at entry-tier list prices as of November 2026, or $1,668 to $2,400 per year. The cheapest published price is Gusto at $169 per month (Simple). Quote-based providers (ADP, Paychex, Rippling) may beat these with first-year promotions.

Prices verified November 2026

All providers at 20 employees

Monthly payroll cost for 20 employees by provider
ProviderEntry planMonthly (list)AnnualPricing
PaychexFlex Essentials$139$1668Quote (est.)
GustoSimple$169$2028Published
OnPayPayroll Essentials$169$2028Published
ADPEssential$179*$2148*Quote (est.)
QuickBooks PayrollWorkforce Payroll (Core)$190$2280Published
RipplingPlatform (required)$200$2400Quote (est.)

* Estimate from publicly reported quotes. Excludes promotions (often 3 months free at ADP and Paychex), setup fees and year-end form fees.

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What drives the price at 20 employees

Around this size the per-employee fee overtakes the base fee. A $2 difference in per-employee rate is worth $40 per month, so negotiate that number first. Pay frequency matters most at ADP, which bills per run.

Add-ons that change the number

Time tracking (included at Gusto Plus, QuickBooks Premium and Rippling; $15 + $4 per worker at OnPay), multi-state (included at OnPay; Gusto Plus required), health benefits (broker fees vary), year-end forms (free at Gusto and OnPay; often charged by ADP and Paychex) and setup fees (about $200 at Paychex unless waived).

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Cost by team size

Frequently asked questions

What is the cheapest payroll service for 20 employees?

Gusto at $169 per month is the cheapest published list price for 20 employees. Paychex Flex Essentials lists at $139 but adds quarterly and year-end fees, and ADP's quotes often include three free months.

How much is ADP for 20 employees?

ADP does not publish prices. Based on reported quotes, expect roughly $179 per month on biweekly payroll before add-ons, and more on weekly payroll since ADP bills per pay run. Request a written quote.

How much is Paychex for 20 employees?

Paychex Flex Essentials is published at $139 per month for 20 employees. Select and Pro tiers, which add a dedicated specialist and HR tools, are quoted and typically run higher.

Sources

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